Spot is a new benefit that you can purchase with your Silver Mountain season pass. Spot covers you up to $20,000 each time you’re injured skiing or snowboarding on the mountain. Your plan works whether you have health insurance or not. Have insurance? We'll work with your existing insurance to make sure you're made whole. You can rest assured this season knowing Spot has your back at Silver Mountain.
If you’re shredding on the slopes and have an accident, focus on your injury first and get the treatment you need–Spot is not retro-active so you must have purchased Spot prior to an injury for coverage! Go to any licensed medical professional, hospital, ER, or urgent care clinic that is convenient to you. Whatever your physician recommends as treatment should be covered–whether that’s diagnostic tests, scans, surgery, specialist visits, prescriptions, procedures, hospital stays, ambulance or air ambulance rides, physical therapy, and more.
Filing a claim with Spot is simple, really. It’s just a matter of taking pictures of your bill(s), explaining how you got injured, and providing a few other details. Once you file a claim, you will be given a personal claims representative who will work with you to determine the best plan for your medical and financial situation.
Coverage is for season pass holders while skiing or snowboarding at Silver Mountain Resort.
Spot policy for April 03, 2021
Accidental Medical Expense
For accidental death or
Congratulations! You're covered. Check your email for a confirmation from Spot and for details on how to log into your Spot account.
Spot covers costs from your doctor-recommended treatment plan up to $20,000 for any covered physical injury as long as its carried out by a licensed physician. Your treatment plan could include diagnostic scans, hospital stays, ER visits, surgeries, and emergency transportation. Basically, anything your licensed physician recommends that you need to recover from your accident. Unfortunately, your spiritual healer’s plan is on you.
No, Spot is not health insurance. Spot provides coverage for reimbursement of medical bills incurred for injuries stemming from accidents. As much as we’d like to help you with your stomach flu (drink plenty of fluids!), that's just not our thing. General illness, pre-existing conditions, and chronic sickness are not included in your policy coverage.
Each accident you have is eligible for reimbursement up to $20,000. This means if you need stitches and an MRI after a tumble off the chair lift one day, you’re covered for up to $20,000 for that. If you eat it on moguls and blow out your knee the next, you’re covered for up to $20,000 for that as well. We really hope that never happens to you but we’ve got your back regardless, even if it’s broken.
We got your back for the duration of your season pass while you are skiing or snowboarding at Silver Mountain Resort. You can purchase Spot coverage at any point during the season, however, Spot is not retroactive so you must purchase a Spot policy prior to an injury!
Once you get your first bill, you can begin the claims process by logging into your account so we can verify your policy information. If you don’t have an account yet, click here to create one. Answer a few questions about the accident, like where and when it happened. Be as thorough and detailed as possible. The less information the claims team has to hunt down, the quicker the process will be. Once you submit the claim, you will be assigned a personal claims representative. Think of them as your partner through this to determine the best path forward for your medical and financial situation.